Properties / 10861 W FILLMORE Street
VA ASSUMABLERate: 6.71%

10861 W FILLMORE Street

$450,000
Avondale, AZ 85323
4 beds3 baths2,024 sqftSingle Family
The assumable advantage
6.71%
VA assumed rate
$98,711 interest already paid off
Estimated Loan Balance$471,003
Cash to close$0
Est. Monthly PITI$3,588
Initial Loan Amount$485,212
Time on site50 days
Remaining Term26 years, 11 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

GATED, POOL COMMUNITY! Fantastic opportunity to own this delightful 4-bed/2.5 bath residence in Roosevelt Park! Fall in love w/ the enchanting open layout featuring high ceilings, recessed lighting, blinds, tile flooring, & sliding door access to the backyard. The gourmet kitchen comes w/ quartz counters, white shaker cabinetry w/ crown moulding, chic pendant lighting, a striking tile backsplash, stainless steel appliances, a walk-in pantry, & an island w/ a breakfast bar. The primary bedroom showcases soft carpeting, an ensuite w/ double sinks, & a convenient walk-in closet. Spend peaceful moments in the backyard, complete w/ a covered patio, travertine pavers, pristine artificial turf, & a fire pit for starlit evenings. Sparkling pool, sports courts, green spaces: this home has it all!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,024
Property typeSingle Family
MLS #7010676
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,155/mo
Source est. payment (PITI)
$3,588/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.