Properties / 18608 W LUPINE Avenue
VA ASSUMABLERate: 6.5%

18608 W LUPINE Avenue

$438,000
Goodyear, AZ 85338
4 beds3 baths1,967 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$25,653 interest already paid off
Estimated Loan Balance$429,343
Cash to close$9,065
Est. Monthly PITI$3,071
Initial Loan Amount$432,531
Time on site36 days
Remaining Term29 years, 2 months
Seller's equity (what you pay)
$8,657
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Motivated seller!!! Your new home is waiting for you! Spacious, energy-efficient, and perfectly situated on a premium corner lot! This 4-bed, 3-bath home offers location, an open-concept floor plan, and expansive living and dining areas that flow seamlessly into the kitchen, complete with a center island and walk-in pantry. The desirable split-bedroom layout provides added privacy, while solar helps improve energy efficiency. Outside, enjoy a low maintenance backyard with a covered patio, cozy fire pit, artificial turf, and a side yard with an RV gate, ideal for a dog run or additional storage. A 3-car garage with epoxy flooring offers plenty of room for vehicles, storage, and hobbies. Located in a sought-after Goodyear neighborhood with a nearby park and less than five miles from shopping, restaurants, banks, and everyday conveniences, this move-in-ready home offers exceptional value!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $8,657. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,967
Property typeSingle Family
MLS #7062751
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,739/mo
Source est. payment (PITI)
$3,071/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$8,657

Asking price minus remaining loan balance. Closing costs are additional.

$0$8,657
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.