Properties / 14084 W BRONCO Trail
FHA ASSUMABLERate: 7.18%

14084 W BRONCO Trail

$382,500
Surprise, AZ 85387
3 beds3 baths1,794 sqftSingle Family
The assumable advantage
7.18%
FHA assumed rate
$78,796 interest already paid off
Estimated Loan Balance$361,349
Cash to close$22,217
Est. Monthly PITI$2,937
Initial Loan Amount$371,321
Time on site50 days
Remaining Term27 years, 1 month
Seller's equity (what you pay)
$21,151
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Not your typical newer build! This rare corner lot offers extra privacy with no neighbors directly in front or beside you - a standout feature in the community. Inside, enjoy a bright, open layout with fresh interior paint, plenty of natural light and a spacious kitchen with an oversized island. The primary suite features dual sinks, a walk-in shower and generous walk-in closet. Outside, the work is already done with a low-maintenance backyard featuring artificial turf and pavers. Additional upgrades include a tankless water heater and EV charging outlet. Enjoy community pools, walking paths, basketball and volleyball courts, a dog park, playground and beautiful mountain views. Minutes from shopping, dining and entertainment with convenient access to Loop 303 and TSMC. If you've been looking at newer homes but want more privacy and breathing room, this one stands out!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $21,151. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,794
Property typeSingle Family
MLS #7031525
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,525/mo
Source est. payment (PITI)
$2,937/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$21,151

Asking price minus remaining loan balance. Closing costs are additional.

$0$21,151
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.