Properties / 15430 W SELLS Drive
VA ASSUMABLERate: 3.16%

15430 W SELLS Drive

$625,000
Goodyear, AZ 85395
4 beds4 baths3,045 sqftSingle Family
The assumable advantage
3.16%
VA assumed rate
$74,862 interest already paid off
Estimated Loan Balance$366,071
Cash to close$263,082
Est. Monthly PITI$2,288
Initial Loan Amount$416,070
Time on site50 days
Remaining Term24 years
Seller's equity (what you pay)
$258,929
Cash or secondary financing
Monthly savings
$1,871
Versus today's market rate
Est. savings per year
$22K
Versus today's market rate

About this home

Private Casita with separate entrance!...AND with a Hidden Bookcase Door for use by the main house! ULTRA-LOW Interest Rate VA Assumable Loan for qualifying buyers! With 4 Bedrooms & 3.5 Baths, this 3045sf open layout home offers room for family and guests. Entertain in the Chef's Kitchen with double wall ovens, granite countertops, 2 large pantries, and upgraded cabinets and hardware. RELAX in the primary bedroom with ensuite large SOAKING TUB, separate privacy glass shower, split double vanities, and spacious walk-in closet. Ready for summer? The pristine pool with tumbling rock waterfall sets the mood in the backyard, accented with night-lighting for your evening swims and parties. Mature foliage and citrus trees line the yard with beauty and color. Visitors will love the curb appeal in landscaping and paver & stone courtyard entrance. Short walk or drive to A+ schools, shopping, dining, and entertainment. Luke AFB, I-10, 101, & 303 are all nearby to make for easy commute....whether to Phoenix, SoCal, or Vegas! PLUS, PREPAID SOLAR LEASE....Sellers are PAYING OFF the energy-saving solar panel lease for you at closing!....Enjoy the benefits without the payment!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $258,929. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet3,045
Property typeSingle Family
MLS #7015215
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,815/mo
Source est. payment (PITI)
$2,288/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$258,929

Asking price minus remaining loan balance. Closing costs are additional.

$0$258,929
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.