Updated and move-in ready, this 4-bedroom home features owned solar, newer HVAC, updated windows, quartz countertops, spacious pantries, and thoughtful upgrades throughout. Enjoy peaceful country living with mountain views, raised garden beds, and a chicken coop, all on 1.093 acres with no HOA. A massive 2,000 SF workshop with 12' and 14' doors, a 50' RV canopy, and an oversized drive-through garage make this property ideal for contractors, car enthusiasts, RV owners, and horse lovers. VA buyers may have the opportunity to assume the seller's low-interest VA loan (subject to lender approval and eligibility).
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $158,089. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.