Properties / 2824 W SEAVER Avenue
VA ASSUMABLERate: 6.73%

2824 W SEAVER Avenue

$510,000
Apache Junction, AZ 85120
4 beds3 baths2,259 sqftSingle Family
The assumable advantage
6.73%
VA assumed rate
$62,410 interest already paid off
Estimated Loan Balance$440,920
Cash to close$69,963
Est. Monthly PITI$3,362
Initial Loan Amount$450,000
Time on site50 days
Remaining Term27 years, 11 months
Seller's equity (what you pay)
$69,080
Cash or secondary financing
Monthly savings
$86
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Better than new -- no build wait. This 2024-built Saguaro plan in Superstition Radiance offers 2,259 sq ft with 4 bedrooms, 3 full baths, a private den, and a 2-car garage. The open great room connects to the kitchen and dining area for easy entertaining. The fully finished backyard features professional landscaping, low-maintenance turf, mature plantings, and a custom pergola -- done, not dirt. Minutes from US-60 with Superstition Mountain views nearby. The bright, open-concept layout is ideal for both everyday living and entertaining, with a spacious great room that seamlessly connects to the kitchen and dining area. Step outside to a professionally landscaped backyard complete with low-maintenance turf, mature landscaping, and a custom pergola--creating the perfect entertaining sp Skip the expense and hassle of completing a backyard, and enjoy all the upgrades already in place. Enjoy desirable north/south exposure and a premium location next to a walking path, offering added privacy and easy access to neighborhood trails. Residents of Superstition Radiance enjoy resort-style amenities including a community pool, splash pad, clubhouse, fitness center, grilling areas, fire pits, basketball and bocce ball courts, and an extensive network of walking trails. Conveniently located near parks, shopping, dining, and the stunning Superstition Mountains, this home offers the perfect combination of comfort, convenience, and lifestyle. This turnkey home is ready for you to move in and enjoy from day one!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $69,080. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,259
Property typeSingle Family
MLS #7052444
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,922/mo
Source est. payment (PITI)
$3,362/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$69,080

Asking price minus remaining loan balance. Closing costs are additional.

$0$69,080
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.