Properties / 30166 W INDIANOLA Avenue
FHA ASSUMABLERate: 2.8%

30166 W INDIANOLA Avenue

$435,000
Buckeye, AZ 85396
4 beds3 baths2,356 sqftSingle Family
The assumable advantage
2.8%
FHA assumed rate
$37,769 interest already paid off
Estimated Loan Balance$253,411
Cash to close$181,009
Est. Monthly PITI$1,709
Initial Loan Amount$285,429
Time on site2 days
Remaining Term25 years, 1 month
Seller's equity (what you pay)
$181,589
Cash or secondary financing
Monthly savings
$1,392
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

Huge lot 4-bedroom home with POOL in Tartesso! Displaying a mature landscape, RV gate, & a 2-car garage. The interior showcases high ceilings, tons of natural light, neutral palette, and wood-look tile flooring w/carpet in bedrooms. You'll love the formal dining room and the desirable great room w/multi-sliding doors to the back! The kitchen boasts SS appliances, granite counters, a walk-in pantry, white shaker cabinets, and an island w/breakfast bar. Large main bedroom has an ensuite that features dual sinks, make-up vanity, walk-in closet, & a shower w/dry-off area. One secondary bedroom with its own bathroom. Enjoy the spacious backyard oasis with a covered patio, artificial turf, fruit trees, extra seating areas, and a sparkling pool w/waterfall & travertine decking! Home, sweet home!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $181,589. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,356
Property typeSingle Family
MLS #7077453
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,173/mo
Source est. payment (PITI)
$1,709/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$181,589

Asking price minus remaining loan balance. Closing costs are additional.

$0$181,589
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.