Properties / 9007 W JEFFERSON Street
FHA ASSUMABLERate: 3.47%

9007 W JEFFERSON Street

$420,000
Tolleson, AZ 85353
4 beds3 baths2,489 sqftSingle Family
The assumable advantage
3.47%
FHA assumed rate
$52,734 interest already paid off
Estimated Loan Balance$222,192
Cash to close$200,274
Est. Monthly PITI$1,688
Initial Loan Amount$253,225
Time on site50 days
Remaining Term23 years, 8 months
Seller's equity (what you pay)
$197,808
Cash or secondary financing
Monthly savings
$1,329
Versus today's market rate
Est. savings per year
$16K
Versus today's market rate

About this home

Welcome to this beautifully maintained newer construction home in Tolleson! Built in 2020, this spacious 4-bedroom, 2.5-bath residence offers approximately 2,489 sq ft of thoughtfully designed living space. Step inside to find an open-concept layout with soaring ceilings, abundant natural light, and versatile living areas perfect for both relaxing and entertaining. The modern kitchen features a large island, breakfast bar, and ample cabinetry--ideal for everyday living and hosting gatherings. Upstairs, enjoy generously sized bedrooms and a functional floor plan designed for comfort and privacy. The primary suite provides a peaceful retreat with plenty of space to unwind. Outside, the low-maintenance backyard with covered patio is perfect for Arizona evenings.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $197,808. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,489
Property typeSingle Family
MLS #7001356
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,148/mo
Source est. payment (PITI)
$1,688/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$197,808

Asking price minus remaining loan balance. Closing costs are additional.

$0$197,808
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.