Properties / 6327 N 34TH Lane
VA ASSUMABLERate: 3.09%

6327 N 34TH Lane

$335,000
Phoenix, AZ 85017
3 beds2 baths1,557 sqftSingle Family
The assumable advantage
3.09%
VA assumed rate
$42,524 interest already paid off
Estimated Loan Balance$275,052
Cash to close$60,540
Est. Monthly PITI$1,502
Initial Loan Amount$304,854
Time on site29 days
Remaining Term25 years, 4 months
Seller's equity (what you pay)
$59,948
Cash or secondary financing
Monthly savings
$670
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

Welcome to Woodlawn community! This beautifully maintained 3-bedroom, 2-bath single-level home sits on a desirable corner lot just minutes from shopping, dining, and GCU. The neutral interior and open floor plan create a bright, inviting feel. Enjoy a remodeled eat-in kitchen featuring beautiful cabinetry, stainless steel appliances, and direct patio access. The spacious primary suite offers a private full bath. Step outside to a covered patio and perfectly sized backyard. Additional features include a water filtration system, solar panels, and an assumable VA loan offering qualified buyers a unique financing opportunity. Enjoy a beautiful community with a refreshing pool!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $59,948. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,557
Property typeSingle Family
MLS #7065800
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,306/mo
Source est. payment (PITI)
$1,502/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$59,948

Asking price minus remaining loan balance. Closing costs are additional.

$0$59,948
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.