Properties / 3911 W BUIST Avenue
FHA ASSUMABLERate: 6.39%

3911 W BUIST Avenue

$534,926
Laveen, AZ 85339
4 beds3 baths2,462 sqftSingle Family
The assumable advantage
6.39%
FHA assumed rate
$109,644 interest already paid off
Estimated Loan Balance$494,206
Cash to close$43,017
Est. Monthly PITI$3,896
Initial Loan Amount$512,358
Time on site50 days
Remaining Term26 years, 8 months
Seller's equity (what you pay)
$40,720
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this stunning, nearly new home built in 2023, offering modern comfort and thoughtful design throughout. Featuring 4 spacious bedrooms, 2.5 bathrooms, and a versatile bonus room, this home provides plenty of space for living, working, and entertaining. Step inside to discover soaring ceilings and an open, airy layout filled with natural light. The heart of the home is the chef's kitchen, complete with a massive island, sleek finishes, and ample space for cooking and gathering. Out back, enjoy a beautifully professionally landscaped yard designed for both relaxation and functionality. Highlights include elegant travertine, stylish pavers, and a raised garden bed--perfect for outdoor dining, gardening, or simply unwinding. Conveniently located with easy access to the Loop 202 South

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $40,720. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,462
Property typeSingle Family
MLS #7022739
CountyMaricopa County
Assumable loanFHA
Tour this home
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Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,220/mo
Source est. payment (PITI)
$3,896/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$40,720

Asking price minus remaining loan balance. Closing costs are additional.

$0$40,720
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.