Don't miss this incredible opportunity to own a spacious 1,600+ square foot single-family home in the highly desirable Tramonto community of North Phoenix. This upgraded three-level home features wood flooring, black granite countertops, a stainless steel under mount sink, upgraded light fixtures and ceiling fans. The kitchen opens seamlessly to a bright and inviting great room, creating the perfect space for both everyday living and entertaining. The lower level offers a two-car garage, laundry area, powder room, and a versatile bonus room. The main level features the kitchen, great room, two secondary bedrooms, and a full bathroom. The upper level serves as a private primary retreat with a spacious bedroom, sitting area, large walk-in closet, and private bath. Residents enjoy access to two community pools, tennis courts, and the many amenities that make Tramonto one of North Phoenix's most sought-after communities. Conveniently located within walking distance to shopping, dining, hiking and biking trails, and just minutes from I-17 and Lake Pleasant, this home offers the perfect combination of comfort, convenience, and an active Arizona lifestyle. Whether you are looking for a primary residence, second home, or investment opportunity, this exceptional property is one you won't want to miss.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $158,653. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.