Properties / 17200 W BELL Road
FHA ASSUMABLERate: 6.5%

17200 W BELL Road

$190,000
Surprise, AZ 85374
1 beds1 baths595 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$139,408 interest already paid off
Estimated Loan Balance$84,615
Cash to close$112,164
Est. Monthly PITI$1,120
Initial Loan Amount$132,914
Time on site50 days
Remaining Term10 years, 8 months
Seller's equity (what you pay)
$105,385
Cash or secondary financing
Monthly savings
$202
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Back on the market.....Come see this lovely Park Model with an addition. This home has great patio where one can enjoy morning coffee and evening beverages with friends. Living room with fireplace, indoor washer/dryer, and has walk in shower Home has updated flooring, windows, heating and cooling and roofing. In Happy Trails you own your lot and get to partake in all the amenities that Happy Trails has to offer.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $105,385. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms1
Bathrooms1
Square feet595
Property typeSingle Family
MLS #6703804
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$918/mo
Source est. payment (PITI)
$1,120/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$105,385

Asking price minus remaining loan balance. Closing costs are additional.

$0$105,385
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.