Properties / 22129 W DIXILETA Drive
VA ASSUMABLERate: 3.45%

22129 W DIXILETA Drive

$445,000
Wittmann, AZ 85361
4 beds2 baths2,730 sqftSingle Family
The assumable advantage
3.45%
VA assumed rate
$43,278 interest already paid off
Estimated Loan Balance$189,131
Cash to close$258,780
Est. Monthly PITI$1,239
Initial Loan Amount$214,220
Time on site50 days
Remaining Term23 years, 9 months
Seller's equity (what you pay)
$255,869
Cash or secondary financing
Monthly savings
$1,651
Versus today's market rate
Est. savings per year
$20K
Versus today's market rate

About this home

2 plus acres with home- move in ready! This well maintained home features 3 bedrooms plus an optional 4th bedroom/office & 2 baths/ The Primary suite includes an ensuite bath, walk-in closet, soaking tub & separate shower. Stay comfortable year round with multiple heat/cool systems. including two 3-ton package heat pumps and mini-splits throughout the home. New roof 2020, new water heater 2023. Enjoy outdoor living with oversized concrete front & rear porches, a private kitchen patio with fire table and stools included. also a Hot Tub just outside the primary bedroom. Backyard also has a pergola with power & water, BBQ pit, horseshoe pit/solar lighting. 2 Storage

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $255,869. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,730
Property typeSingle Family
MLS #6985312
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$973/mo
Source est. payment (PITI)
$1,239/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$255,869

Asking price minus remaining loan balance. Closing costs are additional.

$0$255,869
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.