Properties / 30204 W CATALINA Drive
VA ASSUMABLERate: 6.91%

30204 W CATALINA Drive

$315,000
Buckeye, AZ 85396
4 beds2 baths1,712 sqftSingle Family
The assumable advantage
6.91%
VA assumed rate
$38,436 interest already paid off
Estimated Loan Balance$331,501
Cash to close$0
Est. Monthly PITI$2,511
Initial Loan Amount$336,500
Time on site50 days
Remaining Term28 years, 4 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

PAID OFF SOLAR!!! Selllers have only paid $28.63 for electricity ALL of 2026!!! From the moment you walk in, you'll appreciate the spacious open-concept design that's perfect for everyday living and entertaining.The kitchen is the heart of the home, featuring granite countertops, an oversized island, abundant cabinet and counter space, and a pantry complete with a built-in spice rack on the pantry door. The kitchen flows seamlessly into the dining and living areas, creating an inviting space for gathering with family and friends.The split floor plan offers privacy for the primary suite, which features a walk in closet with added shelving for shoes and bags, dual sinks, a walk-in shower, and plenty of space to unwind. Ceiling fans are installed in every bedroom and the living room to help keep the home comfortable year-round.Step outside to the covered patio and enjoy the low-maintenance backyard, complete with a storage shed for all your tools and outdoor gear. One of the biggest bonuses? Owned solar! The sellers typically receive a monthly credit from APS, helping keep energy costs exceptionally low.Additional features include an inside laundry room, ample storage throughout, and a location close to neighborhood parks, schools, and all that Tartesso has to offer.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,712
Property typeSingle Family
MLS #7055731
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,225/mo
Source est. payment (PITI)
$2,511/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.