Properties / 3155 W Whipple Street
VA ASSUMABLERate: 6.6%

3155 W Whipple Street

$356,310
Show Low, AZ 85901
3 beds2 baths1,569 sqftSingle Family
The assumable advantage
6.6%
VA assumed rate
$45,343 interest already paid off
Estimated Loan Balance$202,383
Cash to close$154,155
Est. Monthly PITI$1,545
Initial Loan Amount$210,000
Time on site24 days
Remaining Term26 years, 9 months
Seller's equity (what you pay)
$153,927
Cash or secondary financing
Monthly savings
$757
Versus today's market rate
Est. savings per year
$9K
Versus today's market rate

About this home

Great Opportunity to purchase your New Home in the Tall Pines of Show low! If you are looking for your Mountain Retreat with modern comfort with Rustic White Mountain Charm . This Home is nestled in the Tall Pines just minutes from downtown Show Low. Wood decking with easy access wood ramp leading into the Great Room offers vaulted ceilings and formal dining area with upgraded wood laminate flooring. Huge Cozy kitchen loaded with cabinets and eat-in kitchen nook overlooking the Pines for that Peaceful Country Charm you are sure to enjoy. Enjoy this Spacious floor plan with 3 Bedrooms 2 bathrooms and a bonus den. Main suite is spacious with vaulted ceilings, fan and private bathroom with walk in shower and lots of storage space. All rooms offer fans and vaulted ceilings to make it feel

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $153,927. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,569
Property typeSingle Family
MLS #7068212
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,344/mo
Source est. payment (PITI)
$1,545/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$153,927

Asking price minus remaining loan balance. Closing costs are additional.

$0$153,927
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.