VA Assumable Loan and Priced to Sell!!! Beautiful Maricopa home in the sought-after Villages at Rancho El Dorado! This model sharp, original owner home, is stunning inside and out. This 1,863 sf single-level home with 4 bedrooms and 2 baths boasts a charming curb appeal, a lush, manicured landscape, and a 2-car garage. From the foyer, you'll enter the main living areas, featuring attractive wood-laminate flooring in all the high-traffic areas. There are lots of warm touches throughout the home, like arched doorways, warm window treatments, abundant natural light, and earthy paint tones. The impeccable eat-in kitchen awaits your culinary adventures, showcasing spacious cabinetry, granite countertops, built-in appliances, and an expansive island with a breakfast bar. The primary bedroom promises a good night's sleep and has a large walk-in closet and a full ensuite bath with a double vanity. 3 spacious guest rooms and a guest bath complete the hall. This immaculately cared-for and expertly designed home includes a two-car attached garage with direct entry into the laundry room. Brand new A/C Unit! Enjoy outdoor living in the backyard, complete with a cozy covered patio and a grassy area with mature trees. Great location near restaurants, shopping, with easy freeway access! This gem won't last!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $77,191. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.