SELLER INCENTIVE: Offering $10,000 in Flex Spending! Buyers can use this towards a mortgage rate buy down or to cover closing costs as allowed by buyer's lender. This will significantly lower out-of-pocket expenses. Bring us an offer! This home checks all the boxes - 4bd. CHECK. 2ba. CHECK. Central Phoenix. CHECK. No HOA & No Expensive HOA Fees. CHECK. Updated Home. CHECK. Under $430K. CHECK. This home is an ideal match for growing households or new buyers looking to stop paying rent and start owning a home. The refrigerator, washer, and dryer all stay with the property, making your move seamless. Situated close to the renowned Phoenix Tennis Center. This is a great opportunity to own an updated, character-filled home in a prime location with no association strings attached.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $96,442. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.