NO HOA! I REPEAT, NO HOA! Built in 2018-by Clayton Home sits on 0.41-acre lot, offering the perfect blend of modern comfort and wide-open freedom. Step out onto your east-facing covered patio to enjoy your morning coffee. Inside, you'll find a spacious 2,129 square-foot floor plan featuring 4 generous bedrooms, 2 full bathrooms, and separate living and family rooms--perfect for entertaining or family movie nights. The heart of the home is the kitchen, complete with an island, breakfast bar seating, and a walk-in pantry. The split-floor-plan places the primary suite on its own side of the home for ultimate privacy. 3 Sheds for storage.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $218,107. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.