Properties / 3983 S 243RD Drive
VA ASSUMABLERate: 6.81%

3983 S 243RD Drive

$413,000
Buckeye, AZ 85326
4 beds3 baths1,995 sqftSingle Family
The assumable advantage
6.81%
VA assumed rate
$83,878 interest already paid off
Estimated Loan Balance$383,448
Cash to close$31,189
Est. Monthly PITI$2,913
Initial Loan Amount$395,628
Time on site50 days
Remaining Term26 years, 10 months
Seller's equity (what you pay)
$29,552
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Looking for a new home? This charming single-level residence in the peaceful Estrella Vista is the one! Offering 4 beds, 2 baths + powder room, and a low-care landscape. The inviting interior showcases tons of natural light, a neutral palette, 9ft ceilings, tile flooring in common areas, and plush carpet in bedrooms. Designed for everyday living & entertaining, you'll love the seamlessly flowing open layout paired with sliding doors to the back! The impressive kitchen boasts SS appliances, granite counters, a pantry, recessed lighting, wood cabinetry w/crown molding, and an island w/breakfast bar. The large main bedroom has an ensuite with dual sinks & a walk-in closet. The perfectly sized backyard, with a covered patio, is the ideal spot to relax or enjoy BBQ. Don't miss this opportunity!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $29,552. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,995
Property typeSingle Family
MLS #7038513
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,596/mo
Source est. payment (PITI)
$2,913/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$29,552

Asking price minus remaining loan balance. Closing costs are additional.

$0$29,552
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.