Properties / 36008 W INDIANOLA Avenue
FHA ASSUMABLERate: 6.82%

36008 W INDIANOLA Avenue

$449,000
Tonopah, AZ 85354
4 beds2 baths1,800 sqftSingle Family
The assumable advantage
6.82%
FHA assumed rate
$64,063 interest already paid off
Estimated Loan Balance$399,006
Cash to close$51,184
Est. Monthly PITI$3,046
Initial Loan Amount$407,483
Time on site50 days
Remaining Term27 years, 9 months
Seller's equity (what you pay)
$49,994
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

There is something special about waking up to quiet mornings, mountain views, and an endless Arizona sky. Located in the growing community of Tonopah, this nearly new home offers the opportunity to enjoy modern living without sacrificing the space, freedom, and lifestyle that so many buyers are searching for. Built in 2024 and situated on over 1.25 acres, everything here is brand new, giving you peace of mind and the benefit of true low maintenance living from day one. Inside, the home offers a clean, open layout with four bedrooms and two bathrooms, designed with high ceilings and oversized doors that create a space that feels larger than it is and filled with natural light throughout. Outside is where this property really expands your options. With over an acre of usable land, you have the flexibility to bring horses, build a workshop, add RV parking, or create the setup that fits your lifestyle. You could also add a casita, stables, barns, or an arena, giving you the freedom to design a true equestrian or multi use property. This is true open space without limitations. The location offers a rare balance of privacy and convenience. Just about a mile from schools and quick access to I-10, you are close to everyday needs while still enjoying the quiet and separation that Tonopah is known for. Buckeye's growing amenities are within a short drive, and Phoenix Sky Harbor Airport is under an hour away. You are also conveniently close to the local equestrian center as well as riding and roping camps, making this an ideal setting for anyone connected to Arizona's western lifestyle. What makes this area unique is the lifestyle and the community that comes with it. Neighbors look out for one another, horses are part of daily life, and it is not uncommon to see people riding down the road or checking in on their neighbors property or animals while they are away. It feels grounded, open, and connected in a way that is becoming harder to find. As the sun sets and the city fades in the distance, you are left with quiet skies, open land, and the kind of peace that defines life out here. If you have been looking for space, freedom, and a newer home that lets you live life on your terms, this is where it starts.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $49,994. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,800
Property typeSingle Family
MLS #7035446
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,673/mo
Source est. payment (PITI)
$3,046/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$49,994

Asking price minus remaining loan balance. Closing costs are additional.

$0$49,994
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.