Properties / 27928 N QUARTZ Drive
FHA ASSUMABLERate: 2.94%

27928 N QUARTZ Drive

$329,995
San Tan Valley, AZ 85143
3 beds2 baths1,421 sqftSingle Family
The assumable advantage
2.94%
FHA assumed rate
$45,780 interest already paid off
Estimated Loan Balance$283,400
Cash to close$46,595
Est. Monthly PITI$1,790
Initial Loan Amount$319,113
Time on site7 days
Remaining Term24 years, 11 months
Seller's equity (what you pay)
$46,595
Cash or secondary financing
Monthly savings
$608
Versus today's market rate
Est. savings per year
$7K
Versus today's market rate

About this home

Welcome to this charming single-level home, ideally positioned on a larger corner lot with low-maintenance landscaping and plenty of space to enjoy. Inside, warm wood-look plank flooring sets a welcoming tone while the open layout and abundant natural light create an airy, comfortable atmosphere. The kitchen is both practical and inviting, offering plenty of cabinetry for storage and a stylish subway tile backsplash that adds a fresh finishing touch. The open connection to the main living areas makes it easy to stay connected whether you're relaxing at home or entertaining guests. One of the home's most versatile features is the outdoor living space. The patio has been enclosed to create additional usable space, while an extended paver patio provides even more room for outdoor seating, dining, or gathering with friends and family. With its desirable corner-lot setting, easy-care landscaping, warm finishes, and flexible indoor-outdoor spaces, this home offers comfortable Arizona living with plenty of room to make it your own.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $46,595. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,421
Property typeSingle Family
MLS #7076091
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,338/mo
Source est. payment (PITI)
$1,790/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$46,595

Asking price minus remaining loan balance. Closing costs are additional.

$0$46,595
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.