Properties / 18523 N CONQUISTADOR Drive
VA ASSUMABLERate: 6.81%

18523 N CONQUISTADOR Drive

$354,000
Maricopa, AZ 85138
5 beds3 baths2,032 sqftSingle Family
The assumable advantage
6.81%
VA assumed rate
$80,764 interest already paid off
Estimated Loan Balance$317,421
Cash to close$37,285
Est. Monthly PITI$2,459
Initial Loan Amount$329,990
Time on site50 days
Remaining Term26 years, 5 months
Seller's equity (what you pay)
$36,579
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this beautifully maintained 2022-built home offering 5 bedrooms & 3 bathrooms. Designed for both style & function, it features porcelain tile flooring in all the main living areas & plush carpeting in every bedroom. The open-concept layout includes recessed and designer lighting, creating a bright, inviting atmosphere. The spacious kitchen offers an island with a separate breakfast bar, ample cabinetry, and seamless flow into the great room, while a separate dining area is perfect for entertaining. The spacious primary suite includes a walk-in closet and private bathroom. Outside, enjoy a low-maintenance backyard with upgraded PET-FRIENDLY TURF, rock landscaping, and an extended paver patio. Move-in ready and thoughtfully designed, this home delivers modern comfort inside & out.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $36,579. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,032
Property typeSingle Family
MLS #7048668
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,161/mo
Source est. payment (PITI)
$2,459/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$36,579

Asking price minus remaining loan balance. Closing costs are additional.

$0$36,579
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.