4 spacious bedrooms 2 bath home in a fantastic location near shopping, restaurants, schools & parks. Host your summer pool parties with your very own pool and large backyard. Well mantained neighborhood with no HOA. Home boasts tile flooring throughout, Vaulted Ceilings, Fresh interior paint, tiled showers, large laundry room with mini split and has so much more to offer. Ask me how you can assume the current loan at 4.37% interest rate. Water filtration system, camaras, ring doorbell, window coverings and drapery rods do not convey.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $36,441. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.