Properties / 24075 W PECAN Road
FHA ASSUMABLERate: 6.49%

24075 W PECAN Road

$429,000
Buckeye, AZ 85326
4 beds4 baths2,938 sqftSingle Family
The assumable advantage
6.49%
FHA assumed rate
$55,601 interest already paid off
Estimated Loan Balance$442,586
Cash to close$0
Est. Monthly PITI$3,287
Initial Loan Amount$451,658
Time on site25 days
Remaining Term28 years, 1 month
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this beautifully maintained 4-bedroom, 3.5-bath home in Buckeye's desirable Algodon community! Built in 2024, this spacious 3,020 sq ft home offers a flexible floor plan with a downstairs den, oversized upstairs loft, and plenty of room to live, work, and entertain. The open-concept kitchen, dining, and living areas feature modern finishes, quartz countertops, a large island, stainless steel appliances, and a sleek backsplash. Upstairs, the generous primary suite offers a spacious walk-in closet and beautifully appointed bath, while three additional bedrooms provide room for family or guests. Enjoy indoor-outdoor living through the large sliding glass doors leading to the covered patio and expansive backyard. The tandem 3-car garage provides abundant parking and storage.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet2,938
Property typeSingle Family
MLS #7066522
CountyMaricopa County
Assumable loanFHA
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Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,858/mo
Source est. payment (PITI)
$3,287/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.