Welcome to 2685 Steamship Drive, a beautifully maintained 2023 Moyer Construction home located in the desirable North Fork at Laughlin Ranch. Offering 1,895 sq ft with 3 bedrooms and 2 bathrooms, this home features a thoughtfully designed split floor plan, tile flooring throughout the main living areas, plantation shutters, and granite countertops. The rear kitchen opens to the spacious living and dining areas, creating a comfortable layout for everyday living and entertaining. One of the standout features is the impressive 42-foot-deep garage featuring mini-split climate control and polished concrete floors, providing plenty of room for vehicles, desert toys, storage, or a workshop area. Step outside to a covered patio and low-maintenance backyard finished with turf and pavers, where you can relax and enjoy beautiful views toward the Laughlin casinos and Lake Mohave mountain range. Built in 2023 and designed for easy Arizona living, this home offers newer construction, exceptional garage space, beautiful finishes, and a backyard ready to enjoy all within the Laughlin Ranch community.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $100,274. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.