Properties / 10451 W MONACO Boulevard
VA ASSUMABLERate: 6.43%

10451 W MONACO Boulevard

$473,000
Arizona City, AZ 85123
4 beds4 baths2,188 sqftSingle Family
The assumable advantage
6.43%
VA assumed rate
$71,176 interest already paid off
Estimated Loan Balance$346,550
Cash to close$129,916
Est. Monthly PITI$2,551
Initial Loan Amount$356,000
Time on site50 days
Remaining Term26 years, 11 months
Seller's equity (what you pay)
$126,450
Cash or secondary financing
Monthly savings
$530
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

NEW FLOORING ON FIRST LEVEL ---GORGEOUS WATERFRONT HOME on a cul-de-sac.. charming stone-accented facade, an easy-care landscape, and a 3-car garage. Step inside to fall in love with the warm and inviting living spaces, showcasing tile flooring, soaring vaulted ceilings, arched passageways, and an earthy palette that will make you want to stay. The impeccable kitchen features staggered cabinets adorned with crown molding, tile backsplash, granite counters, SS appliances, and an island with a breakfast bar. 3 bedrooms are upstairs and the spacious master suite (on the first floor) boasts a tray ceiling, a walk-in closet, a spa-like bathroom with dual vanities and a separate shower & tub, and an exit to the patio, where you can enjoy the fantastic lake views - sunsets etc, Get ready for weekend grills and fun evenings in the backyard, complete with a covered patio where you can enjoy your morning brew, and a soothing landscape that complements the beautiful lake views. You will have all the space you need, comfort, and a piece of nature in this home. Don't miss it!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $126,450. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet2,188
Property typeSingle Family
MLS #6941818
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,259/mo
Source est. payment (PITI)
$2,551/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$126,450

Asking price minus remaining loan balance. Closing costs are additional.

$0$126,450
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.