*Seller offering a $5K buyer concession!* Discover this nearly new, spacious home featuring 4 beds, 3 baths, Den, RV gate, beautifully landscaped backyard & stunning mountain views. Enjoy a private lot with no neighbors behind. Inside, a gorgeous iron front door opens to a thoughtfully upgraded interior w/ gourmet kitchen boasting a gas range, counter-depth S/S refrigerator, walk-in pantry, 42-inch maple cabinetry w/ crown molding, under-cabinet lighting & upgraded leathered granite counters. Spacious primary suite offers a relaxing retreat w/ ensuite bath, makeup desk & walk-in closet. Additional highlights include recessed lighting, surround-sound prewire & stylish finishes thruout, Enjoy resort-style community amenities including clubhouse, sparkling pool, fitness center & play area.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $60,819. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.