Welcome home to the desirable Rancho Mirage community! This spacious 4-bedroom, 2.5-bath home offers over 1,900 sq ft with a functional layout and plenty of room to make it your own. Vaulted ceilings greet you as you enter, creating an open and inviting feel throughout the main living area. The kitchen offers ample cabinetry and counter space with a breakfast bar overlooking the living area. Step outside to a blank-slate backyard ready for your vision, with an existing concrete pad providing the perfect starting point for a patio, outdoor entertaining area, garden, play space, or desert retreat. With four bedrooms, generous living space, and room to personalize inside and out, this Rancho Mirage home is ready for its next chapter!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $135,449. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.