Properties / 3164 E MINER Drive
FHA ASSUMABLERate: 7.2%

3164 E MINER Drive

$360,000
San Tan Valley, AZ 85143
4 beds3 baths1,914 sqftSingle Family
The assumable advantage
7.2%
FHA assumed rate
$78,364 interest already paid off
Estimated Loan Balance$383,038
Cash to close$0
Est. Monthly PITI$2,986
Initial Loan Amount$389,539
Time on site50 days
Remaining Term27 years, 3 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Located in the desirable Bella Vista Ranch community, this beautifully updated 4-bedroom, 3-bathroom home offers the perfect blend of comfort and convenience. With 1,913 sq. ft. of thoughtfully designed living space, the open-concept layout is ideal for both everyday living and entertaining. The stylish kitchen features stainless steel appliances, sleek countertops, and generous cabinet space. The spacious primary suite includes a walk-in closet and a private bath with lots of counter space. Lightly lived in home with beautiful flooring, modern fixtures throughout. Just minutes from top-rated schools, parks, shopping, and dining--this home is truly move-in ready.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,914
Property typeSingle Family
MLS #6886008
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,677/mo
Source est. payment (PITI)
$2,986/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.