Properties / 6602 S CARTIER Drive
FHA ASSUMABLERate: 6.58%

6602 S CARTIER Drive

$590,000
Gilbert, AZ 85298
3 beds2 baths1,665 sqftSingle Family
The assumable advantage
6.58%
FHA assumed rate
$37,023 interest already paid off
Estimated Loan Balance$153,718
Cash to close$436,460
Est. Monthly PITI$1,487
Initial Loan Amount$160,256
Time on site7 days
Remaining Term26 years, 5 months
Seller's equity (what you pay)
$436,282
Cash or secondary financing
Monthly savings
$2,455
Versus today's market rate
Est. savings per year
$29K
Versus today's market rate

About this home

Located within The Enclaves, one of Seville's most sought-after gated communities, this exceptional golf-course residence offers an arrival experience that feels special every time. Positioned directly along the golf course on Hole 8, this thoughtfully designed residence makes the most of its setting while offering an unexpected sense of space. Three generously sized bedrooms are thoughtfully split throughout the home, creating privacy and flexibility for both everyday living and guests. The primary suite is especially inviting, taking full advantage of the golf-course backdrop with private access to the covered patio, a generous walk-in closet, and a beautifully appointed bath with dual vanities. Throughout the home, the layout has been thoughtfully designed to live remarkably larger than its square footage suggests. At the heart of the home, the open-concept living room, kitchen, and office come together in a beautifully connected space designed for the way you live. The kitchen remains at the center of it all, making everyday life and entertaining feel effortless, while a picture-perfect view of the San Tan Mountains provides a stunning natural focal point through the kitchen window, beautifully framed from sunrise to sunset. Step outside and the golf course becomes your backdrop. A distinctive fireplace creates an inviting focal point beside the covered patio, while the backyard offers the flexibility to create your own outdoor retreat, whether you're entertaining friends, dining al fresco, relaxing under the Arizona sky, or simply enjoying the view. And then there is the lifestyle. As a resident of Seville, you are surrounded by the amenities and experiences that make this community so special. Seville Golf & Country Club offers an 18-hole, par-72 championship golf course designed by Gary Panks, along with practice facilities and a signature island green on the 17th hole. Members can also enjoy tennis and pickleball, a full fitness and wellness experience, resort-style aquatics including four pools and waterslides, dining, and a vibrant calendar of social and family activities. This isn't simply a home on the golf course. It's a home surrounded by the lifestyle that makes Seville so special. Where the journey home is part of the experience, the mountains are always in view, and every day feels a little more like a getaway.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $436,282. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,665
Property typeSingle Family
MLS #7075925
CountyMaricopa County
Assumable loanFHA
Tour this home
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Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,024/mo
Source est. payment (PITI)
$1,487/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$436,282

Asking price minus remaining loan balance. Closing costs are additional.

$0$436,282
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.