Properties / 2378 W JAKE Haven
FHA ASSUMABLERate: 6.86%

2378 W JAKE Haven

$445,000
Phoenix, AZ 85085
3 beds3 baths1,882 sqftSingle Family
The assumable advantage
6.86%
FHA assumed rate
$3,731 interest already paid off
Estimated Loan Balance$46,386
Cash to close$398,668
Est. Monthly PITI$648
Initial Loan Amount$46,955
Time on site28 days
Remaining Term25 years, 11 months
Seller's equity (what you pay)
$398,614
Cash or secondary financing
Monthly savings
$2,305
Versus today's market rate
Est. savings per year
$28K
Versus today's market rate

About this home

This two story property features new carpet, fresh interior paint, and a welcoming atmosphere from the moment you enter. At the heart of the home lies a spacious kitchen and a bright dining area, perfect for casual breakfasts or dinners with friends. The upstairs primary suite serves as a private sanctuary, featuring its own balcony and a spa inspired bathroom for ultimate relaxation. Guest bedrooms are thoughtfully designed with a convenient Jack and Jill bathroom. The office space offers the perfect setup for working from home or setting up a dedicated craft station. Step outside to a covered patio featuring low maintenance artificial turf, ideal for unwinding in the evening or playing with pets. Enjoy the security of a gated community, complete with access to the pool and spa!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $398,614. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,882
Property typeSingle Family
MLS #7066627
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$319/mo
Source est. payment (PITI)
$648/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$398,614

Asking price minus remaining loan balance. Closing costs are additional.

$0$398,614
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.