Properties / 3942 POSITANO Place
VA ASSUMABLERate: 6.78%

3942 POSITANO Place

$925,000
Sedona, AZ 86336
3 beds2 baths1,791 sqftSingle Family
The assumable advantage
6.78%
VA assumed rate
$83,608 interest already paid off
Estimated Loan Balance$637,387
Cash to close$288,239
Est. Monthly PITI$4,708
Initial Loan Amount$649,750
Time on site20 days
Remaining Term28 years, 1 month
Seller's equity (what you pay)
$287,613
Cash or secondary financing
Monthly savings
$1,219
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

Low-maintenance Sedona living with exceptional red rock views! For buyers who value their time, this recently built, single-level home offers comfort, convenience, and lock-and-leave simplicity in a desirable gated West Sedona community. The thoughtfully designed three-bedroom split primary suite floor plan provides privacy and flexibility. The spacious open great room features tall ceilings, a dedicated dining area, and an inviting layout for everyday living or entertaining. The kitchen features granite counters with a surplus of cabinetry, coffee bar and walk-in pantry, while generous storage throughout the home helps keep life organized. A two-car garage provides secure parking and additional storage. Enjoy Sedona's fresh air through the security screen door as it flows throughout the home helps keep life organized. Enjoy Sedona's fresh air through the security screen door as it flows throughout the home and onto the covered patio. The fenced backyard is ideal for pets, and the surrounding block wall provides added privacy for a peaceful outdoor retreat. A brand-new roof installed in August 2026 adds valuable peace of mind. Striking views of Cockscomb, Thunder Mountain and Boynton Canyon. Located in sought-after West Sedona, the home is close to the Performing Arts Center, as well as Red Rock Loop with direct access to boundless hiking/biking trails, Oak Creek, Cathedral Rock, and other iconic outdoor destinations. The low HOA fee is just $575 per quarter and includes road maintenance, front-yard landscaping, and road and common-area maintenance. The generous community clubhouse provides additional space to gather and enjoy the neighborhood, along with an exercise room and epic red rock views. Whether you are looking for a comfortable primary residence, a second home with true lock-and-leave convenience, or a potential investment property for 1031 Exchange funds, this home delivers newer construction, privacy, views, low maintenance, and an exceptional location. Spend less time maintaining your home and more time enjoying Sedona.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $287,613. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,791
Property typeSingle Family
MLS #7070126
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$4,236/mo
Source est. payment (PITI)
$4,708/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$287,613

Asking price minus remaining loan balance. Closing costs are additional.

$0$287,613
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.