Welcome home to Garden Lakes! This 4-bed, 3-bath, 2,205 sq ft two-story offers great bones and just needs a little cosmetic TLC to make it shine. Vaulted ceilings and wood accents run throughout, and the kitchen is already upgraded with granite counters, tile backsplash, and stainless appliances. Upstairs, the spacious master suite features a large double-door entry and walk-in closet. Enjoy owned solar for energy savings, a tile roof, low-maintenance desert landscaping, and a covered patio with fire pit. Garden Lakes HOA includes lake access, a playground, and walking/biking paths. Minutes to Loop 101 & I-10 for an easy commute. Bring your ideas and make this Garden Lakes gem your own!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $384,269. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.