Properties / 4413 PASEO BRAZOS
VA ASSUMABLERate: 3.75%

4413 PASEO BRAZOS

$599,500
Sierra Vista, AZ 85635
4 beds3 baths2,808 sqftSingle Family
The assumable advantage
3.75%
VA assumed rate
$63,530 interest already paid off
Estimated Loan Balance$235,600
Cash to close$364,422
Est. Monthly PITI$1,685
Initial Loan Amount$271,680
Time on site9 days
Remaining Term23 years, 4 months
Seller's equity (what you pay)
$363,900
Cash or secondary financing
Monthly savings
$2,271
Versus today's market rate
Est. savings per year
$27K
Versus today's market rate

About this home

This is it! Welcome to this desirable Keystone Augusta floor plan, offering 4 bedrooms, 2.5 baths, and a thoughtful split-bedroom layout. With two spacious living areas, there is room for everyone! Enjoy a bright formal living room plus a comfortable family room featuring a cozy fireplace. The open kitchen overlooks the family room, making it ideal for entertaining and everyday living. Outside, enjoy your own backyard retreat with a swimming pool and spa. Situated on a corner lot, this home also includes a 3-car garage and a convenient in-town location near schools, shopping, and easy access to Fort Huachuca.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $363,900. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,808
Property typeSingle Family
MLS #7064063
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,264/mo
Source est. payment (PITI)
$1,685/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$363,900

Asking price minus remaining loan balance. Closing costs are additional.

$0$363,900
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.