Properties / 17789 W COLUMBINE Drive
FHA ASSUMABLERate: 5.88%

17789 W COLUMBINE Drive

$559,900
Surprise, AZ 85388
6 beds4 baths3,989 sqftSingle Family
The assumable advantage
5.88%
FHA assumed rate
$234,904 interest already paid off
Estimated Loan Balance$159,717
Cash to close$400,949
Est. Monthly PITI$2,106
Initial Loan Amount$261,667
Time on site45 days
Remaining Term11 years, 10 months
Seller's equity (what you pay)
$400,183
Cash or secondary financing
Monthly savings
$1,738
Versus today's market rate
Est. savings per year
$21K
Versus today's market rate

About this home

A HOME THAT GIVES YOU ROOM TO LIVE--WITHOUT COMPROMISE. If you've been waiting for a home that finally feels like enough, this is it. With 6 bedrooms, 4 bathrooms, and nearly 4,000 square feet, 17789 W Columbine Drive offers a level of space, comfort, and flexibility that's increasingly rare in today's market. Inside, you're welcomed by fresh plank flooring and expansive living areas designed for real life at scale. Not tight transitions or limited rooms--this is a home where everyone has space to breathe, gather, and unwind. Need versatility? You've got it: A private office, guest suite, media room, fitness space, or multigenerational setup can all be accommodated with ease. This is more than a larger home--it's a true lifestyle upgrade in square footage. The functionality continue outside with a 3-car garage and RV gate, offering the storage and utility Arizona living demands--whether for vehicles, recreational gear, or everyday flexibility. Not every home gives you this kind of space, this kind of layout, and this kind of value in one package. Close by Spring training. (Texas Rangers and Kansas City Royals, water park a mile away 20 mins to Luke air force base an 10 mins to prasada shopping and dining. A rated high school and elementary school....... 3 Mins to sterling grove, a championship designed golf course designed by Jack Nickleson....30 min to cardinal stadium. ..

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $400,183. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms6
Bathrooms4
Square feet3,989
Property typeSingle Family
MLS #7059151
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,564/mo
Source est. payment (PITI)
$2,106/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$400,183

Asking price minus remaining loan balance. Closing costs are additional.

$0$400,183
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.