Properties / 3729 E Taro Lane
VA ASSUMABLERate: 6.5%

3729 E Taro Lane

$545,500
Phoenix, AZ 85050
3 beds3 baths2,142 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$59,044 interest already paid off
Estimated Loan Balance$491,373
Cash to close$54,628
Est. Monthly PITI$3,518
Initial Loan Amount$500,400
Time on site50 days
Remaining Term28 years, 3 months
Seller's equity (what you pay)
$54,127
Cash or secondary financing
Monthly savings
$48
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Welcome home to this beautifully designed 3-bedroom, 2.5-bath residence offering 2,142 sq ft of comfortable living. A warm, natural color palette creates an inviting feel throughout. The kitchen shines with stylish backsplash and ample counter space, perfect for everyday living and entertaining. The spacious primary suite features a walk-in closet and a luxurious bath with dual sinks, soaking tub, and separate shower. Flexible additional rooms adapt to your lifestyle needs. Step outside to a fenced backyard with a covered patio--ideal for relaxing or hosting. Make this exceptional home yours today!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $54,127. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,142
Property typeSingle Family
MLS #7021925
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,169/mo
Source est. payment (PITI)
$3,518/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$54,127

Asking price minus remaining loan balance. Closing costs are additional.

$0$54,127
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.