OWNED SOLAR keeps electric bills near $80 a month. Single story split floor plan with three bedrooms plus a separate den. Tile and laminate wood throughout with no carpet anywhere. Interior repainted June 2026. Kitchen features gray maple cabinets with glass fronts, Corian countertops, and a built-in beverage/wine fridge. The primary bath has dual sinks and a walk-in shower with a rain head. Vessel bowl sink in the guest bath. Ductless mini splits in the great room and primary bedroom. A play pool with three water features anchors the backyard, with flagstone decking, turf, and a covered patio. Widened driveway for comfortable parking. Built-in garage cabinets and wired for surround sound in the great room. Bashas', Fry's Marketplace, and Sprouts all within a mile. PROPERTY OVERVIEW - Single story, built 2004, 1,633 sq ft on a 5,227 sq ft lot - Three bedrooms plus a separate den, two baths, two-car garage - Acacia Crossings in Maricopa, HOA $84 monthly, includes cable - Tile and laminate wood throughout with no carpet anywhere - Interior repainted June 2026, ceiling fans throughout KITCHEN - Maple cabinets painted gray with glass-front uppers - Corian countertops - Built-in beverage fridge - Breakfast bar with a pass-through to the great room PRIMARY SUITE - Dual sinks and a walk-in shower in designer tile with a rain head - Walk-in closet - Ductless mini split ADDITIONAL INTERIOR - Separate den or office off the main living area - Vessel bowl sink in the guest bath - Surround sound in the great room - Laundry room with direct garage access - Security screen door at the entry OUTDOOR LIVING - Play pool with three water features - Flagstone decking and a paver patio - Covered patio with a ceiling fan - Artificial turf for low maintenance - Widened driveway for extra parking - Mature shade tree over the front yard SYSTEMS - OWNED SOLAR - Two Pioneer 9,000 BTU ductless mini split heat pumps serving the great room and primary bedroom - Security system and sunscreens - Built-in cabinets in the garage COMMUNITY - Bashas', Fry's Marketplace, and Sprouts all within a mile - Copper Sky Regional Park under two miles - State Route 347 just east - Maricopa Unified School District - Butterfield Elementary, Maricopa Wells Middle, Maricopa High
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $165,305. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.