Properties / 9047 N 9TH Street
FHA ASSUMABLERate: 3.05%

9047 N 9TH Street

$500,000
Phoenix, AZ 85020
3 beds2 baths sqftSingle Family
The assumable advantage
3.05%
FHA assumed rate
$52,251 interest already paid off
Estimated Loan Balance$354,805
Cash to close$145,960
Est. Monthly PITI$2,237
Initial Loan Amount$392,656
Time on site27 days
Remaining Term25 years, 5 months
Seller's equity (what you pay)
$145,195
Cash or secondary financing
Monthly savings
$1,276
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

Creative financing available! Rare opportunity to own a highly updated duplex in Phoenix's established Taylor Park neighborhood. Two separate units offer flexibility for rental income, multi-generational living, or an owner-occupied strategy, with one unit offering the potential for a second bedroom. Each unit has dedicated covered parking, plus a generous amount of additional space at the front of the property--creating potential for additional parking, outdoor space, or other creative uses. With no HOA, this property offers an uncommon level of flexibility for both investors and owner-occupants. Conveniently located near 7th St & Dunlap Ave. Live in one and rent the other, lease both, or get creative with the space--the options are here.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $145,195. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Property typeSingle Family
MLS #7067227
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,673/mo
Source est. payment (PITI)
$2,237/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$145,195

Asking price minus remaining loan balance. Closing costs are additional.

$0$145,195
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.