Properties / 17949 W UDALL Drive
VA ASSUMABLERate: 3.12%

17949 W UDALL Drive

$579,000
Surprise, AZ 85374
2 beds3 baths2,363 sqftSingle Family
The assumable advantage
3.12%
VA assumed rate
$48,254 interest already paid off
Estimated Loan Balance$326,111
Cash to close$252,889
Est. Monthly PITI$1,910
Initial Loan Amount$360,500
Time on site10 days
Remaining Term25 years, 6 months
Seller's equity (what you pay)
$252,889
Cash or secondary financing
Monthly savings
$1,868
Versus today's market rate
Est. savings per year
$22K
Versus today's market rate

About this home

Simply the best, tailored for the ultimate desert lifestyle. The perfect blend for indoor & outdoor living. Enjoy the private backyard year-round w/ a crystal clear pool, cool in summer & warm all year. Easy to maintain, water-wise plantings balanced w/ care-free green turf & a covered patio w/ misting system complete the intimate setting. The home has been tastefully updated throughout & offers a warm & relaxing experience. Large windows w/shutters, freshly painted interior & exterior, new door hardware, expansive kitchen w/ storage, granite ctrtops, s/s appliances. The primary ensuite has spa like character w/ newer bedroom carpet & remodeled walk-in shower. NEWER ROOF, 2020 HVAC. Rare to this model is an added 1/2 bath. Expanded garage w/ room for a golf cart & storage. Amazing home.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $252,889. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms3
Square feet2,363
Property typeSingle Family
MLS #7070529
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,547/mo
Source est. payment (PITI)
$1,910/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$252,889

Asking price minus remaining loan balance. Closing costs are additional.

$0$252,889
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.