Discover comfortable single-level living in Arroyo Grande! This well-maintained 3-bedroom, 2-bath home features an open floor plan, granite countertops, stainless steel appliances, pantry, spacious great room, and a private primary suite with dual sinks and a walk-in-closet. Refridgerator, range/oven, microwave, dishwasher, washer and dryer convey. Enjoy a 2-car garage, dual pane windows, and low-maintenance front landscaping. The backyard offers a blank canvas ready for your own personal design and outdoor vision. Conveniently located near schools, shopping, dining, parks and 1-10. Super cute neighborhood! ***Buyer to verify all facts and figures deemed material.***
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $27,618. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.