Properties / 22475 E CALLE DE FLORES
VA ASSUMABLERate: 6.46%

22475 E CALLE DE FLORES

$550,000
Queen Creek, AZ 85142
4 beds3 baths2,309 sqftSingle Family
The assumable advantage
6.46%
VA assumed rate
$9,427 interest already paid off
Estimated Loan Balance$437,604
Cash to close$112,396
Est. Monthly PITI$3,095
Initial Loan Amount$438,405
Time on site14 days
Remaining Term29 years, 9 months
Seller's equity (what you pay)
$112,396
Cash or secondary financing
Monthly savings
$482
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Take advantage of this fantastic opportunity! This lovely 4-bedroom home welcomes you with a 2-car garage and tasteful stone accents for excellent curb appeal. Fall in love with the spacious great room featuring high ceilings, a soothing palette, recessed lighting, blinds, and attractive wood-look flooring. The gourmet kitchen comes with granite counters, ample wood cabinetry with crown moulding, chic pendant lighting, sleek SS appliances, a pantry, and an island with a breakfast bar. You'll also find a versatile bonus room ideal for work or relaxation. The tranquil primary bedroom showcases soft carpeting, an ensuite with double sinks, and a covenient walk-in closet. Venture out onto the backyard, which offers a covered patio for dining al fresco or refreshing drinks. Make this gem yours!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $112,396. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,309
Property typeSingle Family
MLS #7072267
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,762/mo
Source est. payment (PITI)
$3,095/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$112,396

Asking price minus remaining loan balance. Closing costs are additional.

$0$112,396
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.