Properties / 31512 N HAYWEATHER Lane
VA ASSUMABLERate: 6.5%

31512 N HAYWEATHER Lane

$469,900
San Tan Valley, AZ 85143
3 beds3 baths2,615 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$27,965 interest already paid off
Estimated Loan Balance$428,822
Cash to close$41,489
Est. Monthly PITI$2,953
Initial Loan Amount$432,417
Time on site50 days
Remaining Term29 years, 1 month
Seller's equity (what you pay)
$41,078
Cash or secondary financing
Monthly savings
$33
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Skip the construction timeline and move right into a home that's ready. Located in San tan Valley and built in 2024, this beautifully designed single-story home offers 2,615 square feet with 3 spacious bedrooms, 3 full bathrooms, a private den, flexible bonus room, and an oversized 3-car tandem garage. The open-concept layout features soaring 10-foot ceilings, 8-foot interior doors, abundant natural light, and s wood-look tile flooring throughout the main living areas. The kitchen is designed for everyday living and entertaining with white cabinetry, black granite countertops, subway tile backsplash, a large island, pantry, and all appliances included. Need extra space? The private den is perfect for a home office, while the bonus room can easily become a media room, gym, or playroom The spacious primary suite offers a relaxing retreat with a large walk-in closet and spa-inspired bathroom featuring dual sinks and quartz countertops. Every bathroom includes upgraded quartz surfaces, creating a cohesive, modern finish throughout the home. Located in the growing Wildera community, you'll enjoy the benefits of nearly new construction without the wait, making this an exceptional opportunity for buyers looking for space, flexibility, and move-in-ready convenience.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $41,078. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,615
Property typeSingle Family
MLS #7003149
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,738/mo
Source est. payment (PITI)
$2,953/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$41,078

Asking price minus remaining loan balance. Closing costs are additional.

$0$41,078
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.