Properties / 685 KUHN Road
VA ASSUMABLERate: 2.25%

685 KUHN Road

$700,000
Pinedale, AZ 85934
3 beds4 baths2,413 sqftSingle Family
The assumable advantage
2.25%
VA assumed rate
$45,837 interest already paid off
Estimated Loan Balance$166,024
Cash to close$538,847
Est. Monthly PITI$1,086
Initial Loan Amount$221,985
Time on site50 days
Remaining Term19 years, 6 months
Seller's equity (what you pay)
$533,976
Cash or secondary financing
Monthly savings
$3,251
Versus today's market rate
Est. savings per year
$39K
Versus today's market rate

About this home

Pinedale Retreat: Direct Forest Access Live where the trail begins. This exceptional 5.35-acre horse property offers a rare lifestyle, directly adjoining National Forest land for limitless horseback riding and quad adventures. The estate is perfectly equipped with a two-story garage-barn, a carport convertible to stalls, and expansive space for RVs and custom corrals. The custom residence is designed for hosting, featuring two guest bedrooms with en-suite facilities, ideal for in-laws or weekend visitors. Retreat to a primary suite boasting a soaking tub, walk-in shower, and French doors that open to a peaceful exterior patio. A finished 3-car garage adds the final touch to this mountain sanctuary. Experience unmatched privacy, utility, and high-end detail in the heart of Pinedale.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $533,976. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms4
Square feet2,413
Property typeSingle Family
MLS #6942264
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$877/mo
Source est. payment (PITI)
$1,086/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$533,976

Asking price minus remaining loan balance. Closing costs are additional.

$0$533,976
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.