ASSUMABLE 4.99% INTEREST RATE FHA MORTGAGE - RARE BELOW MARKET OPPORTUNITY! 3BD/2BA Cedar floor plan in gated community. Built in 2024 with innovative energy-efficient features & appliances for comfort and long-term utility savings. Washer, dryer, stainless-steel fridge, microwave, and dishwasher included. Spacious open concept floor plan, granite countertops, rich umber cabinets, stone look tile, and plush carpet in bedrooms for added comfort. Residents have access to exceptional amenities including a resort-style pool, basketball court, playground, walking trails, ramadas, picnic areas, BBQ grills, and a clubhouse. Just minutes from shopping, dining, spring training facility.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $5,979. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.