* VA ASSUMABLE LOAN * Must-see STUNNING CUSTOM LUXURY property nestled on a desirable cul-de-sac lot in Luke Ranch Estates! Rare 5 bed/3 bth/2 half bth/3-car garage home has everything on your wishlist and more! Pristine interior features neutral tile floor, dazzling chandeliers, plantation shutters, and 9ft+ high ceilings. Grand welcoming foyer leads to spacious great room for gatherings, formal dining room for hosting holidays, and the perfectly-sized den for a home office. The bright great room highlights multiple sliding glass doors merging indoor and outdoor entertaining. Chef's kitchen is fully equipped w/ wood staggered cabinets, mother-of-pearl tile backsplash, Sub Zero refrigerator w/wine cooler, Wolf appliances, kettle faucet, ice maker, 2 islands, and 2 sinks for kosher kit. Septic tank without leach field is conveniently marked with pavers for ease of use. Double doors open to the sizable primary suite boasting separate backyard access, a designer palette accent wall, and a spacious ensuite with dual vanities, additional countertop, walk-in shower, and huge walk-in closet which connects to the laundry room. 4 of 5 bedrooms have walk-in closets! 5th bedroom makes a great game room or guest quarters with attached 1/2 bath and access to patio! Enjoy relaxing and entertaining in this expansive backyard showcasing an extended covered patio, mature landscaping including palm trees, sparkling oversized pool, outdoor shower, pergola, built-in BBQ grill, RV electric and water hook-ups, RV gate, benches, and MOUNTAIN VIEWS!! This gorgeous gem is located near Luke AFB, White Tank Mountain Regional Park, shopping, and so much more! Your new home is turn-key ready and waiting for you! Don't delay on this rare property and bring your best offer today!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $514,509. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.