You'll LOVE this charming 3-bed, 2-bath home in The Lakes at Rancho El Dorado! Sits on a corner lot, displaying a 2-car garage, manicured front yard, stone accent details, & a paver-front porch. The inviting interior showcases tons of natural light, neutral palette, tile floors in common areas, and Berber carpet in bedrooms. The seamlessly flowing open layout features multi-sliding doors to the back! The kitchen boasts SS appliances, granite counters, recessed lights, a pantry, subway tile backsplash, wood shaker cabinetry, and a large island w/breakfast bar. Versatile den just off the front entry! The main bedroom has a bay window and an ensuite with two vanities, walk-in closet, & shower w/dry-off area. The backyard, with a covered patio, is waiting for your creative ideas. Welcome home!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.