FOUR bedrooms in this lovely Deer Valley Estates home. This property has been well-cared for with the current owner and boasts a newer roof and AC unit. Home offers an additional bedroom with interior and exterior access allowing for flexibility of use. This home offers a multi-use backyard space with a covered patio, fenced pool and additional yard ready for transforming into the next owner's vision. With thoughtful update and care of ownership, this home is a quality property ready for move-in.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $358,747. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.