Meticulously maintained, move-in ready home in the desirable Mountain Terrace neighborhood. Home is on a corner lot with no homes behind and a community park across the street. Home features 3 bedrooms and 2 bathrooms, vaulted ceilings and plantation shutters. It has an open and split floor plan with lots of natural light. The kitchen features a breakfast bar, pantry and nook with bay windows. The family room has high ceilings and built in cabinets. The master bedroom is spacious and has a large walk-in closet, soaking tub and separate shower with dual vanities. The backyard is quiet for entertaining and features a covered patio with low maintenance plants and a nice sized tree.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $36,859. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.