Properties / 2579 Canyon Crest Street
VA ASSUMABLERate: 2.73%

2579 Canyon Crest Street

$339,000
Sierra Vista, AZ 85650
4 beds2 baths1,793 sqftSingle Family
The assumable advantage
2.73%
VA assumed rate
$28,118 interest already paid off
Estimated Loan Balance$174,834
Cash to close$164,166
Est. Monthly PITI$1,064
Initial Loan Amount$199,500
Time on site15 days
Remaining Term24 years, 7 months
Seller's equity (what you pay)
$164,166
Cash or secondary financing
Monthly savings
$1,185
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

Beautifully updated 4-bedroom, 2-bath home offering 1,793 sq. ft. of comfortable living space. The light, inviting interior features a split-bedroom floor plan, modern lighting and ceiling fans throughout. The updated kitchen offers newer appliances and new cabinetry with soft-close doors and drawers. The primary suite includes a walk-through closet and private bath with dual sinks and updated shower. An Arizona/hobby room provides additional storage and counter space. Enjoy low-maintenance front and back landscaping, a block-wall-enclosed backyard with patio and storage shed. Welcoming front patio with beautiful mountain views. Conveniently located near Fort Huachuca, schools, shopping and everyday amenities. Move-in ready and thoughtfully updated. Solar paid off at closing.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $164,166. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,793
Property typeSingle Family
MLS #7072011
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$814/mo
Source est. payment (PITI)
$1,064/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$164,166

Asking price minus remaining loan balance. Closing costs are additional.

$0$164,166
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.