Properties / 680 S HIGHLINE Lane
VA ASSUMABLERate: 2.96%

680 S HIGHLINE Lane

$348,000
Camp Verde, AZ 86322
4 beds2 baths1,694 sqftSingle Family
The assumable advantage
2.96%
VA assumed rate
$38,683 interest already paid off
Estimated Loan Balance$238,430
Cash to close$110,105
Est. Monthly PITI$1,457
Initial Loan Amount$267,775
Time on site38 days
Remaining Term24 years, 11 months
Seller's equity (what you pay)
$109,570
Cash or secondary financing
Monthly savings
$924
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Nestled in the Verde Cliffs neighborhood, this homes offers 4 bedrooms and 2 bathrooms. Plenty of room to relax, spread out and entertain guests with an open layout where your kitchen flows into your living room. Great location so you are located close to everything Camp Verde has to enjoy!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $109,570. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,694
Property typeSingle Family
MLS #7062375
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,128/mo
Source est. payment (PITI)
$1,457/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$109,570

Asking price minus remaining loan balance. Closing costs are additional.

$0$109,570
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.